Zakat Calculator

No, only the price for whichever metal you chose as the nisab basis is required, and that is the only price field shown in the Nisab reference section. A second price field appears in the Gold & Silver section only if you separately tell the calculator you own some of the other metal, because valuing gold or silver you hold is a different question from setting the nisab threshold.

Nisab is the minimum amount of wealth you must hold before zakat becomes due, set by the value of 87.48 grams of gold or 612.36 grams of silver. Most contemporary scholars recommend the silver nisab because its lower monetary value means more wealth becomes zakatable, which benefits more recipients; using the gold nisab is also a valid, commonly used approach. This calculator lets you pick either.

Because the entire site, including this calculator, runs only in your browser and never contacts a server, which is what makes it safe to enter a complete picture of your savings, property and business assets into it. Automatically fetching a live price would mean this page making a request to an external service every time you load it, which breaks that guarantee. The 'Check today's rate' link instead opens a normal web search in a new tab so you can look up a current figure yourself and type it in; local gold and silver rates also vary by jeweller and by region, so a figure you look up locally is usually more accurate than an international spot price would be anyway.

It only changes the symbol shown next to each amount. There is no currency conversion anywhere in this tool, and no exchange rate is fetched or applied, since the calculator has no connection to any server. Whatever number you type is treated as being in the currency you selected; choose it before you start entering figures so the amounts stay consistent. If your currency isn't in the list, pick 'Other' at the bottom and type in your own symbol or code.

2.5% (one fortieth) is applied to your total zakatable wealth after subtracting short-term debts, once that net figure meets or exceeds the nisab threshold. It is not applied to income as it is earned; it is applied once a year to wealth that has been held for a full lunar year, which is why zakat is usually calculated on the same date each Islamic year.

Scholars differ. The Hanafi school holds that gold and silver are always zakatable regardless of use, including jewellery worn regularly. The majority of other scholars (the Shafi'i, Maliki and Hanbali schools) hold that jewellery genuinely kept for personal wear, within a reasonable customary amount, is exempt. This calculator has a toggle for both positions rather than assuming one.

It depends on your intention when you bought them. Shares bought to trade for short-term profit are valued at their full current market price, like any other trade goods. Shares held as a long-term investment are only zakatable on the company's own zakatable assets, cash, receivables and inventory, not its fixed assets, so a percentage of the market value is used instead of the full amount. This calculator defaults that percentage to a commonly cited 30% approximation, adjustable if you know the company's actual balance sheet.

Not on a home you live in; personal residences are never zakatable regardless of their value. Property bought with the intention of resale, or held purely as an investment, is zakatable on its market value like any other trade asset, which is what the 'Property held for resale or investment' field covers. Rent you have collected and still hold as cash should simply be included in your cash and bank savings figure.

Separately from every other category, and in animals rather than money. Sheep and goats, cattle, and camels each have their own fixed nisab and a bracket table set out in the hadith of Abu Bakr as-Siddiq on zakat, so the calculator returns the number and type of animals due rather than a currency figure. It only applies to freely grazing livestock; animals fed on purchased fodder or used for work are exempt from livestock zakat, though they may still be zakatable as trade goods if kept for sale.

Yes, short-term debts and liabilities due now or in the near term can be subtracted from your zakatable assets before comparing the total to the nisab. Long-term debts, such as most of a mortgage balance, are generally not deducted in full; if that applies to you, it's worth confirming the exact treatment with a scholar.

Treat it as a calculation aid built from widely published, mainstream positions, not a personal fatwa. It handles the common cases correctly, but zakat has genuine scholarly differences and edge cases, an unusual asset, a specific madhhab's ruling, a complex business structure, that a calculator cannot judge. For anything unusual, ask a scholar or your local zakat authority.

No. Every figure you type is used only to run the calculation in your own browser with JavaScript. Nothing is transmitted, logged, or stored, which matters for a calculation this personal.